Financing Toolkit
The numbers behind a home purchase, explained without jargon. These guides cover the financing questions that come up before and during a move to San Antonio: how VA loans work, what current rates mean for your budget, when renting beats buying, what closing costs pay for, and which documents you will need to apply. Every figure is cited to an official source with an as-of date, and the calculators run entirely in your browser.
Updated September 18, 2026. Rates and loan limits change over time; confirm current figures with the source and your lender before acting.
Who qualifies, zero-down financing, the funding fee and its waivers, no maximum loan limit with full entitlement, and how VA compares with an FHA loan.
2026 VA funding-fee schedule and loan-limit figures
Historical 30-year fixed-rate context from the Freddie Mac Primary Mortgage Market Survey, a buying-power table, the cost of waiting, and a live payment calculator.
Freddie Mac PMMS, week ending September 17, 2026
The cost of renting over 1, 5, and 10 years, a rent-to-home comparison, and a browser-only calculator that compares your own numbers.
San Antonio rent and home-price figures, 2026
Every typical line item from lender fees to recording fees, what it pays for in plain English, and an interactive worksheet you can total in your browser.
Typical ranges; confirm each with your Loan Estimate
The paperwork most lenders ask for, split into a salaried or hourly column and a self-employed column, with the all-pages-doubles rule spelled out.
Gather documents before you apply
The toolkit ties into the rest of the site for buyers on a military timeline. These dedicated pages cover the PCS-specific side of the same numbers:
Read them in any order. Most buyers start with mortgage rates to see what a monthly payment looks like, then compare VA and FHA financing, then look at closing costs once an offer is in sight. The figures come from current official sources including VA.gov, the HUD FHA program, USDA Rural Development, and the Freddie Mac Primary Mortgage Market Survey, and each carries its source and as-of date. A final number still comes from your lender, and a short call with Tami Price can put the strategy next to your timeline.
Tami Price is a U.S. Air Force veteran and Broker Owner of Tami Price Properties, helping military families across San Antonio and Joint Base San Antonio.
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